Term life insurance guides
22 plain-English UK life insurance guides with dated sources: costs, trusts, claims, underwriting, mortgages and life stages.
Browse by topic
- Term life basics — What term life insurance is, how it works, and the main types of cover.
- Cover and cost — How much cover you might need, how long it should last, and what shapes the price.
- Mortgages and family — Protecting your home and the people who rely on you, including joint and single cover.
- Trusts and claims — Who receives the money, writing a policy in trust, and how claims are paid.
- Applying and your health — What insurers ask, why honest answers matter, and how health and lifestyle affect cover.
All guides
- What happens if you stop paying or cancel life insurance?
- Life insurance and mental health: what you need to know
- Over-50s plans vs term life insurance: which should you choose?
- Life insurance vs income protection: what’s the difference?
- Critical illness cover explained: how it works alongside life insurance
- Life insurance cost by age: how age changes what you pay
- Term life insurance: what it is and how it works
- How much life cover might I need?
- How long should life insurance last?
- How much does term life insurance cost in the UK?
- Level, decreasing and increasing term cover compared
- Joint vs single life insurance: which suits a couple?
- Life insurance and your mortgage: what cover do you need?
- Writing life insurance in trust: how it works in the UK
- How to make a life insurance claim in the UK
- Life insurance medical questions and underwriting explained
- Life insurance for new and expectant parents
- Life insurance for first-time buyers: protecting the new mortgage
- Life insurance in your 40s and 50s: what changes
- Life insurance for smokers and vapers: honest answers and next steps
- Life insurance for the self-employed: protecting income without an employer
- Life insurance for stay-at-home parents: valuing the care you provide